Bad Credit?
Want to buy a place but think you won?? get approved for a mortgage? Here?? a common question from one of our readers.
For someone that does not have great credit are there options for getting a mortgage?
Bruna, our Financial Representative, says:
I genuinely appreciate the question as most people want to ask but don??.
9 out of 10 times the answer is yes, although it does depend greatly on the specifics of the situation that lead to the low beacon score. As a worse case scenario, we can take a look at doing a deal through our in house broker. They are there to ensure that no one is declined. However, the rates are usually a little higher.
I would only be able to provide you with a definite answer once we spoke, as there are different variables that we consider.
In order to determine the status of your credit check, an application must be completed. This application form is emailed to you and can be filled out when you have the time. This would be the best place to start as many people think they have poor credit but it generally is not the case. If it turns out that you do in fact have poor credit, we can work something out for you!
Hope this helps and please do not hesitate to contact me at all with any questions whatsoever. We are here to help ensure that this process is as seamless and stress free as possible for you.